Credit Card
Discover it® Cash Back Credit Card
Unlimited Cashback Match
Discover matches all the cash back you've earned at the end of your first year1 - so $150 cash back turns into $300 cash back.
Apply Now
No annual fee
There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
Why Discover it® Cash Back rewards credit card?
5% Cash Back
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com,4 grocery stores, restaurants, gas stations, up to the quarterly maximum when you activate.
1% Cash Back
Earn 1% cash back on all other purchases – automatically.
Unlimited Cashback Match
With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.1
Apply Now
Where can you get 5% cash back today?
Restaurants and Wholesale Clubs
Earn 5% Cashback Bonus at Restaurants and Wholesale Clubs, now-June 30, 2023, on up to $1,500 in purchases when you activate.15
99% nationwide acceptance: Discover is accepted by 99% of the places across the country that take credit cards.2
No annual fee
0% Intro APR† for 15 months on purchases and balance transfers and 3% Intro Balance Transfer Fee until July 10, 2023. Then 16.74% to 27.74% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.
†See rates, rewards, fees, and other cost information, Opens new window
Apply Now
The security you expect from Discover
Discover provides cardmembers with online privcy protection.
Online Privacy Protection
We’ll help you regularly remove your personal info from select people-search websites that could sell your data. It’s free, activate with the Discover app.14
Activate Social Security Alerts and Discover will send you an alert if your Social Security number is found on any Dark Web sites.
Free Social Security number alerts
Get an alert if we find your Social Security Number on any of thousands of Dark Web sites. 6 Activate for free.
Freeze your account to prevent new purchases, cash advances, and balance transfers.
Turn your account on/off with Freeze it®
If you misplace your card, freeze your account on our mobile app or website to prevent new purchases, cash advances and balance transfers.7
$0 Fraud Liability Guarantee
You're never responsible for unauthorized purchases on your Discover Card.12
Standout customer service
100% U.S.-based customer service, available 24/7
Request free overnight shipping to replace a lost card8
FICO® Credit Score for Free9
Your Discover it® cash back rewards never expire
Redeem your cash back when it suits you best, any time for any amount, even $.01.3
Here are some of the ways you can redeem your cash back
Deposit cash back directly into your bank account
Apply it as a statement credit on your Discover card balance
Pay with Cashback Bonus: Use your rewards at checkout at Amazon.com4 and Paypal5
Full rewards terms and conditions, Opens new tab
Apply Now
Discover It® Student Cash Back
Earn top-tier rewards and build credit history3
Apply and Choose a Design
No annual fee. No credit score required to apply*
Discover it® Student Cash Back Card Benefits
5% Cash Back
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com,8 grocery stores, restaurants, gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
5% Cashback Calendar
Unlimited Cashback Match
Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year.1 So you could turn $50 cash back into $100. Or $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Redeem
Rewards your way
Redeem for cash in any amount, any time.12 Even use your rewards to shop for whatever you need at Amazon.com8 or at millions of online stores with PayPal.9
Apply Now
Discover It® Secured Credit Card
See if You're Pre-Approved
With no harm to your credit to check
Check Now
No annual fee. No credit score required to apply*
How the Discover it® Secured credit card works for you
A secured credit card could help you build your credit history to make more things possible tomorrow.2
You provide a refundable security deposit when you apply
Your credit line will equal your deposit amount, starting at $200.1
Your secured credit card can help you build credit responsibly
Smart habits like paying all your bills on time and in full each month can help you build credit with responsible use.2
You can get your deposit back
After 7 months, we begin automatic monthly account reviews to see if you qualify to upgrade to an 'unsecured' card and get your deposit back.3
A secured credit card with real rewards
2 % Cash Back
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.††
1 % Cash Back
Earn unlimited 1% cash back on all your other purchases automatically.
2 x Cash Back
with Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.4
Apply Now
99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards.10
How Discover it® Secured credit card can help you build credit with responsible use2
When you're just starting out and you have no credit history at all, you need to find the right credit card that can help prepare you for the future. On-time payments can help put you on the right financial path. It's important to show a good credit score in case you want to rent an apartment, finance a car loan, get hired by employers who review credit reports, or use a mortgage to buy a house.
Apply for Discover it® Secured Card
With the Discover it® Secured Credit Card, you provide a refundable security deposit to back your credit line.1 You still make monthly payments, and can build credit with responsible use.2
Review your FICO® credit score for free
Discover shows your FICO® Credit Score9 for free, so you can track it. Seeing how your credit score is affected by your credit actions can help you improve your credit knowledge.
Pay credit bills on time
With a Discover it® Secured Credit Card, every made and missed payment is reported to the credit bureaus. The information on your credit report is used to calculate your credit score, so it's important to stay on top of your monthly credit card payments.
Keep balances low
A high credit balance means a lot of your available credit is in use. Paying down your balance may help what's called your credit utilization ratio. Generally, using less of your available credit is viewed more favorably. Consider automating your monthly payments.
Discover service and security features
Online Privacy Protection.
We’ll help you regularly remove your personal info from select people-search websites that could sell your data. It’s free, activate with the Discover app.17
Free Social Security number alerts
Get an alert if we find your Social Security Number on any of thousands of Dark Web sites. 7 Activate for free.
Turn your account on/off with Freeze it®
If you misplace your card, freeze your account on our mobile app or website to prevent new purchases, cash advances and balance transfers.8
$0 Fraud Liability Guarantee
You're never responsible for unauthorized purchases on your Discover Card.15
100% U.S.-based customer service
You can talk to a real person from our customer service team any time. Plus get powerful, fast mobile and online service.
View your FICO® Credit Score for free
See your FICO® Score on the Discover mobile app, online and statements. It wont hurt your credit.9
Learn more about secured credit cards
What is a Secured Credit Card? >
Denied for credit cards or loans due to poor credit? What is a secured credit card and how can it help you build your credit history and get back on track.2
How to Use a Secured Credit Card >
Use these tips on how to use your secured credit card.
What is a Secured vs. Unsecured Credit Card? >
Learn what makes a secured credit card different than an unsecured credit card, including which card requires a deposit and how you can qualify for each.
Secured Credit Card Myths and Realities >
Are you interested in a secured credit card, but worried about not getting your security deposit back? Learn more about how secured credit cards work.
View all Secured Credit Card Articles
Discover It® Student Chrome
Build a credit history while you add up rewards3
Apply Now
No annual fee. No credit score required to apply*
Gas and restaurant rewards for students
2% Cash Back
Earn 2% Cashback Bonus® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.††
1% Cash Back
on all other purchases - at school, at home and everywhere in between.
Unlimited Cashback Match
Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year.1 So you could turn $50 cash back into $100. Or $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Apply Now
99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards.2
Travel Credit Card
Your travel reward, redefined.
Perks for any way you travel - turn Miles into cash or get a statement credit for travel purchases.1
Apply Now
No annual fee
Earn Miles on every purchase, at home or away
1.5x Miles on every dollar of every purchase
There’s no limit to how many Miles you can earn. Then redeem for cash, or as a statement credit towards a travel purchase.1
Bonus Miles your first year with Discover Match®
We'll automatically match all the Miles you earn at the end of your first year.2
Example: 35,000 Miles becomes 70,000 Miles, which is $700 all for you.
No minimum spending requirement on your new card.
Apply Now
†See rates, rewards, fees, and other cost information, Opens new window
99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards.3
Be your own tour guide
Get a travel rewards card that lets you redeem how you want–travel credit or cash
Get cash for the things you want
Miles help with the cost of remote destinations or local trips, all with no blackout dates. Redeem Miles as a statement credit for a travel purchase. Eligible purchases include airfare, hotels, restaurants, gas stations and more.1
Use Miles at Amazon.com4 checkout and when you pay using PayPal.5
How the Discover travel credit card works
EARN 1.5X MILES
Earn anywhere with your travel rewards credit card.
Every dollar you spend on purchases on your travel card earns 1.5x Miles that never expire1, with no annual fee and no foreign transaction fee.
REDEEM
Redeem your Miles how you like
You can get a statement credit to pay for travel purchases1, shop with Amazon.com4 and PayPal5 or redeem for cash.
BONUS
Discover matches your first-year Miles
New customers get a signup bonus: Discover will match all the Miles you earn at the end of your first year.2
Apply Now
Discover it® Chrome Gas & Restaurant Credit Card
Earn cash back at restaurants and gas stations on road trips
Earn 2% Cashback Bonus® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.1
Apply Now
No annual fee
Restaurant and gas credit card cash back rewards from Discover it® Chrome
Automatically earn cash back on road trips and everyday purchases.
2% Cash Back
Earn 2% Cashback Bonus® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.1
1% Cash Back
on all your other purchases automatically.
Unlimited Cashback Match
Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year.2 So you could turn $50 cash back into $100. Or $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Apply Now
99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards.3
Hit the road with our restaurant and gas cash back rewards credit card
Redeem rewards for cash in any amount, any time.4 Get a gift card from a popular brand—each with an added bonus. Or use rewards at Amazon.com5 or with PayPal6 to shop for your next road trip.
NHL® Discover It® Credit Card
Show your loyalty with every purchase
Support the team you love while earning top-tier rewards with the official credit card of the NHL®.
Apply Now
No annual fee
There's no annual fee to use your NHL® credit card. Not now. And not hiding a year from now.
Earn great rewards with the NHL® card
5% Cash Back
Earn 5% cash back on everyday purchases at different places each quarter up to the quarterly maximum when you activate.
1% Cash Back
Earn unlimited 1% cash back on all other purchases – automatically.
Unlimited Cashback Match
With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.1
